Buying Your New House

New Homes

When considering purchasing a new home, it is important to consider how much you are willing to pay to afford it. It would also be beneficial to find the monthly housing cost including insurance and taxes. Buy a home that you can afford – roughly two and a half times your yearly salary. Your credit score should be clean as well. Make sure your credit card bill is in order several months before you start looking for a house. A good credit score gives you a better chance at getting a competitive mortgage.

One may want to consider how long they are staying. If you aren’t planning on staying for at least five years it doesn’t make much financial sense to buy a house. If you’re thinking of buying an old home, keep in mind the amount of home repair is likely to be much higher. Newer homes are built with energy efficiency in mind, and more be more cost-effective in the long-run. Hiring a house-inspector before purchasing can be pricey, but it could also save you from far more expensive mistakes.

Plan your location wisely – consider all possible social amenities and infrastructure such as electricity, water, roads, and stores. Even if you don’t have kids, better schools often come with better neighborhoods. Take the overall quality of houses in and around your neighborhood into your account. Check your quality of structure, water control facility, paint, roof, circuit breaker, plumbing, heating, cooling, insulation, fireplace etc. Anything you can thing that might cost you in the future – find out before you buy.

Building Your Perfect House

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When buying a new home, a myriad of details must be taken into consideration. For example, what kind of neighborhood do you want to live in? Does it need to be family friendly or do you want it near the nightlife? Do you want a small neighborhood or a sprawling backyard? After you have decided on your location, you must then choose your house plan. Do you want it out of a magazine or do you want to hire an architectural firm?

Selecting a builder is essential to the construction process. A good builder will be able to answer essentially every question you may have about the house, as well as suggest special modifications to potentially make your life easier. He/she should also suggest design patterns before construction begins. A custom home builder should also increase design flexibility. There is a plethora of builders on the market, you can afford to be choosy. Consider visiting model homes in the area to see what kind of themes you may consider in your new home. Don’t just leave your builder to it after you’ve decided what you want. Keep talking to your builder and see how the house is coming along. It’s your house, make sure it’s done right.

Your options in your house are far wider with a home construction company. Size of bedrooms, number of rooms, number of bathrooms, kitchen placement, and quality of construction, are all effectively dealt with by building your own house. All of your plumbing and wiring should be in perfect condition because it will all be brand new.

Be prepared for delays in the process. Your builder may give you a time-frame, but it is unlikely to be perfect. Weather, supply shortage, and human error are common causes for delay.

FREE New Home Kit

InteriorOfNewHomesIf you’re interested in Charleston/Mount Pleasant area real estate access the digital version of the print magazine from this link. www.ReadMountPleasantMagazine.com . For more information of order your New Home Kit click here: www.charlestonbuilders.com/charlestons-new-home-kit/

Updated Mortgage Information You’ll Find Helpful

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The average 30-year, fixed-rate mortgage is at the lowest level in almost nine months as mortgage rates dropped for the fifth consecutive week straight, according to Freddie Mac’s Primary Mortgage Market Survey.
The 30-yr, FRM averaged 4.12% for the week ended May 29, 2014, down from last week’s 4.14%, but up from 3.81% a year ago. The 15-yr, FRM hit 3.21%, declining from 3.25%, and slightly up from 2.98% last year. What does this mean to you. Your mortgage new mortgage is still very affordable. Today you can get more home for you money. But next week that may change.  For Carolina new home information visit www.SouthCarolinaBuilders.com/Network/ to access the largest number of builder blogs and websites in the Carolina’s. From any of these sites or blogs you can read interviews with regional builders, take tours of neighborhoods and meet the Realtors who market new homes. If you have any questions about new homes in the Carolina contact Publisher@CharlestonBuilders.com

Insurance for First-Time Buyers: Home Safe

Buying a first home or a new home is one of those moments that go down in a person’s life as memorable. But with the excitement and joy of purchasing, moving into and decorating comes plenty of responsibility, and one of these is properly insuring the home for the safety of your family and your property. According to Sass Schirmer, principle agent and owner of Schirmer Insurance Group, LLC, neglecting home insurance will jeopardize your investment.

Learn More, Read More …

 

Buffington Homes Quality Homes Since 1996

Buffington Homes quality builderThe road to building high-end residential homes does not typically begin in a doctor’s office, unless you are Dan Buffington. Ironically, that was precisely the route Buffington took on his way to a construction career in South Carolina. For the first twenty years of his professional life, Buffington followed his family tradition and practiced medicine. As he explained, “Medicine is simply what my family does; my dad first, then I followed and finally, my two brothers, who are still in practice today.”

IOP: ABC News 4 Isle of Palms History Interview

ABC News 4′s Stefanie Bainum interviews the publisher of Mount Pleasant Magazine about the Isle of Palm’s History in the video below.

Vacation Inspirations, Charleston Travel Agency, Testimonial, Fortunato Family (Part III)

The Fortunato’s reside in New Jersey but on a random stop for coffee in Charleston, South Carolina while traveling south to Florida they found Vacation Inspirations. “We joined on the spot and are happy everyone has been true to their word. We are more than happy with them.”

Utilizing the travel agency, CharlestonTravelAgency.com, they have booked hotels and cruises. “The Vacation Station is a great deal. I use them for everything,” said Fortunato. “It’s a wonderful deal. I don’t know how they do it but I save money. I recommend them to others without a doubt.”

The Fortunato’s, like most members of Vacation Inspirations, already have their next vacation planned, a cruise out of Honolulu. “It’s great; we have our own personal travel agent that is very knowledgeable.”

To learn how you can save money on your next vacation, visit one of their locations in Charleston or Greenville, South Carolina or visit www.CharlestonTravelAgency.com.

Vacation Inspirations, Charleston Travel Agency, Testimonial, Fortunato Family (Part I)

Growing up with a father and an uncle who served during World War II, William Fortunato always had a respect for the men who served during the Greatest Generation. “My uncle, in particular,” recounted Fortunato, “served at Normandy Beach so it was always a place I felt the need to visit. He suffered after the war with gruesome nightmares about a friend he was unable to save.”

 

Now, at a different phase in his life, Fortunato has his own family that includes a wife who always wanted to go to Paris in the springtime and travel the Rhine River. So the best option as long time members of Vacation Inspirations? Travel to Paris for a couple of days for their wedding anniversary and then board a Viking River Cruise from Paris to Normandy.

 

The Munoz Family – Vacation Inspiration – the Bahamas – Charleston, SC (Part 2)

The Munoz family joined Vacation Inspirations locally in Charleston and recommends the company to others which is also now open in Greenville, SC. “We already have recommended Vacation Inspirations to our friends because we do save money booking our travel through them.”

Their dream vacation? “We want to go to Europe and we will definitely utilize our membership with Vacation Inspirations to set it up and save money,” finished Russell. “It is in the plans for our future.”

The Munoz’s prefer to book travel online at www.CharlestonTravelAgency.com. Visit them online to learn how you can save money on your next vacation; or visit their newest location serving the people of Greenville, SC.